[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.riziky.be\/rent-or-mortgage\/#Article","mainEntityOfPage":"https:\/\/www.riziky.be\/rent-or-mortgage\/","headline":"Rent or mortgage","name":"Rent or mortgage","description":"Where do you live? Many people, of course, live in an apartment or a house. I don\\’t think there is any other option. But there are options for how and why you live? You can live in a rental or a lease or you can also perhaps have a house or flat on a mortgage. And I\\’m renting for now. I\\’m just renting a small room from my neighbour. Because I have a job and a part-time job and I\\’m not home very often. And so it would probably be pointless for me to rent an apartment or a house. Or if I took out a mortgage? I told myself that maybe I\\’ll live in an apartment or a home or take out a mortgage when I have a partner. I think working a mortgage when you\\’re single is probably not the ideal choice. Take if maybe your income drops out? If you were to be ill for a long time? Would you go to work? Then who would pay the mortgage? That\\’s really very sad in my opinion. And I mention this mainly because I know several people who have just taken out a mortgage. They were alone. And then they defaulted. They couldn\\’t handle it because they lost their jobs because they were long-term sick. And they ended up going into a lot of debt. And then they also went into insolvency. Here, at least, you see an unfortunately successful case of, for example, one person taking out a mortgage and not paying it back, and then getting into a debt trap. That is sad, in my opinion, and it should not happen. That is why I have also taken the example of it. I won\\’t ever take out a mortgage on my own, but I won\\’t ever go into renting on my own either. I give my neighbor at least two or sometimes three grand just so I can live there anyway. I\\’m only there for like five hours a day. And the neighbor is glad you saw at least some money on the side. And how are you guys doing with money? Do you have a mortgage or are you renting or still living with your parents? I believe that you will also think carefully about where and how you will live, whether you will rent or take out a mortgage.","datePublished":"2025-05-14","dateModified":"2025-05-14","author":{"@type":"Person","@id":"https:\/\/www.riziky.be\/author\/#Person","name":"","url":"https:\/\/www.riziky.be\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4006af731f458a56e90e1a4ecbb37f08f11b51b80cb9267b6a6e5547922ff49d?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"riziky.be","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.riziky.be\/wp-content\/uploads\/apartment-1835482_1280_3.jpg","url":"https:\/\/www.riziky.be\/wp-content\/uploads\/apartment-1835482_1280_3.jpg","height":0,"width":0},"url":"https:\/\/www.riziky.be\/rent-or-mortgage\/","about":["Huis"],"wordCount":406,"articleBody":"Where do you live? Many people, of course, live in an apartment or a house. I don\\’t think there is any other option. But there are options for how and why you live? You can live in a rental or a lease or you can also perhaps have a house or flat on a mortgage. And I\\’m renting for now. I\\’m just renting a small room from my neighbour. Because I have a job and a part-time job and I\\’m not home very often. And so it would probably be pointless for me to rent an apartment or a house. Or if I took out a mortgage? I told myself that maybe I\\’ll live in an apartment or a home or take out a mortgage when I have a partner.I think working a mortgage when you\\’re single is probably not the ideal choice. Take if maybe your income drops out? If you were to be ill for a long time? Would you go to work? Then who would pay the mortgage? That\\’s really very sad in my opinion. And I mention this mainly because I know several people who have just taken out a mortgage. They were alone. And then they defaulted. They couldn\\’t handle it because they lost their jobs because they were long-term sick. And they ended up going into a lot of debt. And then they also went into insolvency.Here, at least, you see an unfortunately successful case of, for example, one person taking out a mortgage and not paying it back, and then getting into a debt trap. That is sad, in my opinion, and it should not happen. That is why I have also taken the example of it. I won\\’t ever take out a mortgage on my own, but I won\\’t ever go into renting on my own either. I give my neighbor at least two or sometimes three grand just so I can live there anyway. I\\’m only there for like five hours a day. And the neighbor is glad you saw at least some money on the side. And how are you guys doing with money? Do you have a mortgage or are you renting or still living with your parents? I believe that you will also think carefully about where and how you will live, whether you will rent or take out a mortgage.                                                                                                                                                                                                                                                                                                                                                                                                 "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Rent or mortgage","item":"https:\/\/www.riziky.be\/rent-or-mortgage\/#breadcrumbitem"}]}]